Joseph "Jody" Shenn

Summary

Senior credit analyst, research leader and former award-winning financial journalist with 20+ years covering US structured finance, mortgages, housing and consumer credit. Brings a rare combination of fundamental, statistical, structural, economic, accounting, operational, regulatory and legal expertise across ABS, RMBS, CMBS, CLOs and ABCP, paired with high-readership publications, broad cross-team collaboration, and early warnings ahead of major market inflection points.

Experience

Oct 2015 – Present New York

Moody's Ratings

Vice President, Senior Analyst — US Structured Finance

Senior research leader, credit analyst and project manager on high-profile initiatives across structured finance.

Lead published research, podcasts, webinars, infographics, conferences and buyside/sell-side/regulator outreach across ABS, RMBS, CLOs, CMBS and ABCP; promoted from AVP with consistently high readership and net promoter scores.
Formally monitor or contribute to ratings with expertise in securitization and asset-based lending, mortgages and housing/multifamily/CRE, consumer credit, AI/blockchain/fintech, leveraged finance and private credit.
Lead or actively spearhead standing working groups on US housing and housing finance (including US/global housing forecasts), consumer spending, credit and higher education, Gen AI, automation and process improvement, and North American research and policy; past efforts include bank stress episodes, the Libor transition, fintech trends, US tax reform and global COVID-19 relief policies.
Partner broadly with economics, corporate finance (retail, builders, REITs, business services, payments), public finance (HFAs), leveraged finance (high-yield, covenants), FIG (banks, insurers, GSEs), ESG/climate, blockchain and EMEA/APAC securitization and covered bond teams; contribute to research and data product management, strategy and monitoring/oversight alongside legal/compliance, tech/production and comms groups.

Oct 2006 – Sep 2015 New York

Bloomberg News

Reporter — Mortgages

Agenda-setting beat reporter covering US mortgages and fixed income through historic market events.

Broke news and delivered deep analysis on US mortgages, RMBS, CDOs, ABS, CMBS, ABCP, agency debt, covered bonds, banks, funds and insurers; produced 5–10 items weekly under immediate deadline and regularly ranked among most-read articles daily through annually.
Prescient ahead of the 2008 collapse and contributed to coverage supporting the rebuilding of markets and the economy; contributor to 2008 Gerald Loeb Award–winning reporting.
Sourced from junior staff through senior-most leadership at banks, brokers, hedge funds, insurers, investment firms, vendors, consumer and industry groups, regulators and other government entities.

May 2003 – Sep 2006 New York

American Banker

Reporter / Deputy Editor — Consumer Finance

Promoted to also manage the mortgages and consumer lending section of the leading banking trade newspaper.

Documented the credit bubble and began escalating warnings in 2004–2005, including on the potential severity of the upcoming collapse.
Built and used contacts across banks, insurers and asset managers in executive, risk, sales, secondary marketing, finance, compliance and IT functions.

Earlier Experience

Reporting, writing, editing and production roles at The Wall Street Journal Online and The Southampton Press: Western Edition; summer internship at Sony Entertainment's Columbia Pictures.

Education

Cornell University B.A., English

Coursework in economics, physics, communications and classics. Semester abroad at King's College London.

Expertise

Structured finance (ABS / RMBS / CMBS / CLOs / ABCP) · Mortgages & housing finance · Consumer credit · Private credit & leveraged finance · Bank & non-bank lenders · AI, blockchain & fintech · Regulatory & policy analysis · Credit, investment and economic research platforms · Research publication & event production · Willing and able to obtain relevant licenses and certifications.

Joseph “Jody” Shenn